Excellent fixed-rate finance for your next car or van

Our fixed-rate finance options make buying your next vehicle simple, affordable and stress-free. With our competitive rates, you can plan your budget with complete certainty. Explore our representative finance examples below.
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Excellent fixed-rate finance for your next car or van

Group HP Representative Finance Example: Cars under 12 months old

Amount borrowing £16,950.00
Deposit £3,390.00
Amount of credit £13,560.00
Cost of credit £3,642.24
48 monthly payments of £358.38
Total amount payable £20,592.24
Duration of agreement 48 Months
APR Representative 10.9%
Fixed interest rate 6.72%

Group PCP Representative Finance Example: Cars under 12 months old

Amount borrowing £16,950.00
Deposit £3,390.00
Amount of credit £13,560.00
Cost of credit £3,642.24
48 monthly payments of £241.40
Total amount payable £22,241.58
Duration of agreement 48 Months
APR Representative 10.9%
Fixed interest rate 6.72%
Optional final payment £7,264.38
Mileage per annum 10,000

Group HP Representative Finance Example: Vans over 12 months old

Amount borrowing £19,900.00
Deposit £4,975.00
Amount of credit £20,709.75
59 monthly payments of £444.05
Total amount payable £33,556.25
Duration of agreement 60 Months
APR Representative 12.9%
Fixed interest rate 10.9%
Cost of credit £5,092.00

Group HP Representative Finance Example: Vans under 12 months old

Amount borrowing £19,900.00
Deposit £4,975.00
Amount of credit £14,925.00
59 monthly payments of £333.45
Total amount payable £24,992.00
Duration of agreement 60 Months
APR Representative 12.9%
Fixed interest rate 12.9%
Cost of credit £5,092.00

PCP Representative Finance Example: JLR

Amount borrowing £46,423.00
Deposit £11,605.75
Amount of credit £34,817.25
47 monthly payments of £568.12
Total amount payable £57,907.39
Duration of agreement 48 Months
APR Representative 10.9%
Optional final payment £19,600.00
Cost of credit £11,484.39
Mileage per annum 10,000

PCP Representative Finance Example: Mazda

Amount borrowing £22,399.00
Deposit £5,599.75
Amount of credit £16,799.25
48 monthly payments of £279.07
Total amount payable £29,133.54
Duration of agreement 48 Months
APR Representative 12.9%
Optional final payment £10,417.00
Cost of credit £6,734.54
Mileage per annum 10,000
Fixed interest rate 10.00%

PCP Representative Finance Example: Mazda

Amount borrowing £29,399.00
Deposit £7,349.75
Amount of credit £22,049.25
48 monthly payments of £339.58
Total amount payable £36,898.01
Duration of agreement 48 Months
APR Representative 10.9%
Optional final payment £13,588.00
Cost of credit £7,499.01
Mileage per annum 10,000
Fixed interest rate 8.50%

HP Representative Finance Example: Mazda

Amount borrowing £22,399.00
Deposit £5,599.75
Amount of credit £16,799.25
48 monthly payments of £444.00
Total amount payable £26,911.75
Duration of agreement 49 Months
APR Representative 12.9%
Fixed interest rate 12.90%
Cost of credit £4,512.75

HP Representative Finance Example: Mazda

Amount borrowing £29,399.00
Deposit £7,349.75
Amount of credit £22,049.25
48 monthly payments of £563.37
Total amount payable £34,391.51
Duration of agreement 49 Months
APR Representative 10.9%
Fixed interest rate 10.90%
Cost of credit £4,992.51

Finance is subject to status and credit acceptance. Applicants must be UK residents (excluding the Channel Islands) aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply.

We are a credit broker and not a lender or an independent financial advisor. Our FCA registration number is: 311625. We do not act independently, as we have a relationship with our panel of lenders and will receive a commission from them. We act in our own interests in respect of arranging finance and do not act on your behalf. We do not assess the wider market for finance or insurance or provide any advice on whether the products we offer represent the best value you could obtain.

We will typically receive a commission from the lender for facilitating your finance agreement. This will generally be a fixed amount based on the vehicle model, or calculated as fixed percentage of the amount you borrow. The lenders we work with could pay commission at different rates. We will provide you with details of any commission before you enter into the agreement.